Posts made in May, 2008


By: Michael Noble

1. Is it really location…. location…. location?
It really is. The first step is deciding on what you need and what is that going to cost. Are you looking for acreage to build your dream equestrian center or mini-farm? Maybe you want a lot in a cozy little neighborhood where you can walk to the store and pick up the Sunday paper? Or, are you looking for your getaway on the lake or in the mountains? Just like determining what features you need in your home, you need to decide on what you need in your land. A 10,000 square foot lot in the city versus a 10 acre parcel out in the country have completely different issues to be aware of and lifestyles to offer.

2. What’s the neighborhood like?
Always take into consideration the location and quality of the surrounding homes. Use your senses of sight, hearing, and smell to pick up on any issues that may be objectionable to you. Think about the proximity of the land to your work and nearest ammentites, entertainment, schools and shopping. Or if you’re looking for peace and quiet, how close is the nearest home to the lot line and how will I locate my house on the land to maximize separation?

3. So I like the location and the neigborhood…what else?
What is the quality of the land? Some issues to look for in land quality follow; Is the land wet and does it have areas that can’t be built on? Does the land have a steep slope or drop off abruptly that would prohibit building? Does the land have good, deep soil easy for designing a septic system, or is it rocky or even have ledge? Are there streams on the land that require setbacks? What is the orientation of the land and will I have good sun exposure? Does the land have a view or water frontage? What was the land formerly used for? Was it a farm field, forest land, re-zoned residential property, or is it division?

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A Second Home as an Investment


Posted By on May 7, 2008

What better way to diversify your portfolio than investing in a second home? Just think, an investment that you can use and enjoy, all the time building equity. You sure can’t use what you have in the stock market while it’s tied up there. A second home can be used for vacations, tax write-offs, rental properties, and then – when you’re ready – you’re retirement home can be all in place and paid for. Buying a second home now makes sense because the price of homes and land will continue to rise as it always has. You will pay less now for your retirement home than you would in twenty years, and you will have it to use in the meantime. More and more people are using second homes as investment opportunities – in 2006 the National Association of Realtors reported 1.07 million vacation homes sold. That’s a 5% increase from the previous year…..what do they know that you don’t? It’s a great investment, that’s what!

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Here are the top ten tips to make your home more saleable:

  • Clean your carpets and check their condition. If they are old get rid of them.
  • Remove all clutter – indoors and outdoors.
  • Everything should be clean.
  • Eliminate any pet odors.
  • Fix any broken items
  • Always keep the curtains open, shades up and lights on.
  • Clean and paint walls – remove all smudge marks.
  • Clean and organize closets to make them look bigger.
  • Manicure lawn and shrubs.
  • Remove excess furniture and place it in storage.

These may sound like trivial things, but for a small amount of money and time you can increase the curb appeal of your home, making it stand out on the market. If you are dreaming of building a new home – follow these simple rules to help you get the ball rolling on the sale of your old home.

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Wide Plank Flooring


Posted By on May 7, 2008

There are certain floors that seem to “match” certain styles of homes better than others. For instance, a country type house, by tradition, often has pine flooring. This is what one might consider a classic look. Even though there are some usual floor choices with specific types of architecture, the bottom line is that you as the home owner should love it. Wide plank flooring can be a beautiful addition to your new home. Wood flooring has the sought after curb appeal, also. After all it is a sustainable building product, it’s gorgeous, and it has a long life……come to think of it all attributes I wish were true of me!!!!!

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Can I Afford a New Home?

Can I Afford a New Home?


Posted By on May 7, 2008

Want to take a quick look at how the bank will determine if you can afford your new home? This worksheet has step by step instructions that reflect how most mortgage holders will decide if you have enough income to cover the mortgage payment for your new home. This will also help you decide how much of a payment you think you can afford, regardless of what the bank tells you – Payment Worksheet. Of course your credit history is also a determining factor. You can check that at no cost at each of the three major credit reporting agencies once a year. Credit Reports.

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